IFTEKHAR AHMED. Machine Learning Based Data Optimization of Merchant Onboarding Processes in Fintech Ecosystems: A Time-Series and Process-Mining Study. International Journal of Scientific Interdisciplinary Research, [S. l.], v. 6, n. 1, p. 506–535, 2025. DOI: 10.63125/kn2ycp72. Disponível em: https://ijsir.org/index.php/IJSIR/article/view/82. Acesso em: 24 feb. 2026.